Vermont Law School will continue with mostly virtual classes during the spring semester, however limited on-campus classes and access to campus services will be offered. For information on campus access, health and safety protocols, and testing requirements please visit vermontlaw.edu/covid19.
On-campus students are awarded Merit Scholarships once they are accepted and are notified by Admissions of their Merit award. All students interested in using federal student loans through the Direct Loan program, and/or applying for a work study position, will be required to complete a Free Application for Federal Student Aid (FAFSA). For on-campus students interested in applying for a VLS Need-Based Grant, they will need to complete a separate application.
See below for additional information about the financial aid application process and the Federal Student Aid programs available to VLS students.
VLS policy does not allow first year JD students to do work study for their first two semesters per ABA recommendations. Students wishing to apply for Federal Work Study each year should do so no later than March 1st, as funding and positions are limited. Students who do not complete a FAFSA prior to the priority deadline cannot be guaranteed work study funds if eligible.
Direct Loan Programs
All students who are eligible for federal student aid and have completed a FAFSA will qualify for a Direct Unsubsidized Student Loan.
Students can take out up to $10,250 each semester (cap is $20,500 per borrower academic year).
The Unsubsidized student loan has a fixed interest rate of 4.3% and a loan origination fee of 1.057%.
Students needing more than the $10,250 semester maximum can borrow a Graduate PLUS loan up to the Cost of Attendance for cost of living expenses.
The Grad PLUS loan has an interest rate of 5.3%* and a loan origination fee of 4.228%
The Grad PLUS loan requires that you do not have adverse credit
If denied, you have the option of obtaining an endorser to co-sign the loan for you
*These rates are effective as of July 1, 2020 and set through June 30, 2021.
Admitted Student Financial Aid Process
You will not have access to the financial aid portal until you have received your Award Notification Email
If you are a summer start AJD or Masters student, please submit both the 2020-21 and 2021-22 FAFSAs
We begin awarding financial aid for the upcoming year by mid-February