Business Office: Student Health Insurance
Waiver Request Form (US Citizens)Waiver Request Form (International Students)
Deductibles and Rates | Enrollment Form | FAQs
Every student at Vermont Law School taking five or more credits must be covered by a health insurance policy. Vermont Law School offers health insurance coverage through Blue Cross Blue Shield of Vermont with deductible amounts ranging from $ 500 to $ 2,500. The three plans offered differ by deductible amount, varying out-of-pocket maximums, price, etc. (see following pages). Students with fewer than 5 credits do not qualify for Vermont Law School health insurance coverage.
Vermont Law School will exempt students from purchasing one of the available Blue Cross Blue Shield (BCBS) of Vermont plans if they have a policy that is comparable to one of the plans offered. The student must complete a waiver request form (see link above) and submit it to Jen Loftus, our benefit administrator. If the present plan is not comparable to or better than the appropriate BCBS plan, the student will not be granted a waiver. In this case the student must either keep searching for another insurance plan or join one of the plans offered by Vermont Law School.
Waiver requests should be submitted well in advance of the start of the coverage period and must be renewed each year.
A non-compliance fee of $1,000.00 will be charged to your tuition account if you do not have Vermont Law School insurance in place or completed, approved waiver documentation on file each year. (This charge may be assessed at any time during the calendar year.) If at any point during the school year you are without insurance coverage, you may be charged the non-compliance fee to your tuition account on a pro-rated basis depending on how long you were without coverage.
Following are summary plan descriptions highlighting the coverage for each plan offered:
Vermont Freedom Plan—We offer two plans (Plan A and Plan B) that differ in the deductible and out-of-pocket maximum amounts. One of these plans should be considered if you want to be fully covered while traveling outside of the Vermont area (see list of providers at www.BCBSVT.com).
Vermont Health Partnership—This plan is a network plan and covers lab work 100% if service is provided in the network area (Vermont and a small area of New Hampshire to include the Dartmouth Hitchcock Medical Center). You must choose a primary care physician and you always need prior approval for out of network services. Emergencies are covered anywhere, although a deductible and out-of-pocket maximum may apply.
Questions?
Jen Loftus is our on-campus student benefits administrator. If you have a question about our health plans described above or other related coverage questions, please feel free to contact her.
Phone: 802.831.1229
Fax: 802.831.1212
E-Mail: jloftus@vermontlaw.edu
Vermont Law School – Anderson House
P.O. Box 96
South Royalton, VT 05068-0096
PLEASE NOTE: ALL ENROLLMENT FORMS SHOULD BE SENT TO JEN LOFTUS IN THE HUMAN RESOURCES DEPARTMENT.
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