Benefits
The Employee Retirement Income Security Act (ERISA) requires plan administrators to give plan participants in writing the most important facts they need to know about their retirement and health benefit plans including plan rules, financial information, and documents on the operation and management of the plan. Some of these facts must be provided to participants regularly and automatically by the plan administrator. Others are available upon request, free-of-charge or for copying fees. Below are these summary plan documents (SPD) as well as the most up-to-date plan summaries for each of the VLS health and welfare benefit plans:
Blue Cross and Blue Shield of Vermont Group Health Insurance
SPDJ Plan -- Plan Summary, Certificate of Coverage
Vermont Freedom Plan -- Plan Summary, Certificate of Coverage
Northeast Delta Dental Group Dental Insurance
SPDPlan Summary
Plan Document
TIAA-CREF 403(b) Retirement Account
SPDSupplemental Retirement Account Plan Document
Employer Contribution Retirement Account Plan Document
Short-Term Disability Insurance
SPDPlan Document
Long-Term Disability, Life Insurance, and Accidental Death and Dismemberment Insurance
SPDPlan Document
Flexible Spending Account
SPDPlan Document
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